Checking Accounts

We offer a variety of personal checking accounts. Take a look at the features and choose the one that best fits your needs.

Buckeye Advantage Member (BAM) Checking

BAM checking rewards you with high interest and ATM withdrawal fee refunds* for doing easy banking basics.

3.00% APY*

On Balances up to $15,000

+ For a limited time only earn a $250 Bonus when you qualify*

0.02% APY*

If Qualifications Aren't Met

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Account Details

Interest

  • 3.00% APY* on balances up to $15,000
  • 1.00% APY* on balances over $15,000 
  • 0.02% APY* if qualifications aren't met
  • No minimum balance to earn rewards

Additional Features

Earn Even More!

Requirements

  • $50 minimum deposit to open

Qualifications

Earning 3.00% APY* is easy!

  • Complete 12 debit card swipes per month
  • Enroll in e-Statements
  • At least one direct deposit per month
Qualification Details

*$250 BAM Checking Bonus: *APY = Annual Percentage Yield accurate as of 7.1.26. Rates are variable and subject to change after account opening.
Limited-Time Offer: Receive a $250 bonus when you open a new BAM Checking account and meet all account qualifications for two (2) consecutive Monthly Qualification Cycles. Account must remain open, active, and in good standing during this period. Bonus may be reported for tax purposes. If account qualifications are met during each Monthly Qualification Cycle: (1) domestic ATM fees incurred during the cycle will be reimbursed and credited on the first business day of the next cycle (fees over $5.00 may require proof); (2) balances up to $15,000 earn 3.00% APY; and (3) balances over $15,000 earn 1.00% APY on the portion over $15,000. If qualifications are not met, all balances earn 0.02% APY. Balances up to $15,000 may earn between 3.00% and 1.39% APY depending on balance when qualifications are met. No minimum balance is required; however, a $50 minimum deposit is required to open the account. Qualifying transactions must post and settle during the Monthly Qualification Cycle. ATM transactions, transfers between accounts, and recurring autopayments do not qualify. Transactions may take one or more business days to post and settle. “Monthly Qualification Cycle” means the period from the first day through the last day of each calendar month. Account qualifications must be met each cycle to earn rewards and to qualify for the promotional bonus. Fees may reduce earnings. Enrollment in electronic services (e.g., online banking, mobile banking, and eStatements) may be required. Limit one account per primary account holder (SSN). A $30 fee applies if the account is closed within 180 days of opening. Contact a member service specialist for complete details.

Buckeye Cash Rewards Checking

We don’t believe in guilty pleasures. With free Buckeye Cash Rewards checking, you won’t either! Get cash back on every debit card swipe.

$0.10

Earned for every Debit Card Swipe

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Account Details

Rewards

  • $0.10 cash back on every debit card swipe
  • Up to $10 per month
  • No minimum balance to earn rewards

Additional Features

Requirements

  • $50 minimum deposit to open

Qualifications

Earning cash rewards is easy!

  • Simply enroll in e-Statements (required to maintain account)
Qualification Details

** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

Buckeye Checking

Buckeye Checking is our basic no interest checking account. If you are looking for a checking account with rewards, check out our other account options.

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Account Details

Features

Requirements

  • $50 minimum deposit to open

Statement Options

  • Free e-statements ($4 paper statement fee, waived with a minimum daily balance of $10k or if age 60 and above)*

*Fees apply for paper statements.

Buckeye Student Advantage Checking

Get off to a great start with our youth checking account designed for ages 14 to 17 years old. Learn how to manage your money and get rewarded with every debit card swipe!

$0.10

Earned for every Debit Card swipe

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Account Details

Rewards

  • $0.10 cash back on every debit card swipe
  • No limit on earnings
  • No minimum balance

Additional Features

Requirements

  • $25 minimum deposit to open
  • Must have a parent joint signer
  • Enroll in e-Statements
Qualification Details

** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

Buckeye Boost Checking

Our Boost Checking is a great account if you are just getting started or restarted on your financial journey.

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Account Details

Requirements

  • $50 minimum deposit to open

Statement Options

Service Charge

  • Monthly Service Charge - $5 per month

Buckeye Advantage Member

Buckeye Cash Rewards

Buckeye Checking

Buckeye Student Advantage

Buckeye Boost

Best for:

You use a Debit card, carry a higher balance and like to earn interest

Learn More
about Buckeye Advantage Checking

You use a Debit card and like to maintain a lower balance

Learn More
about Buckeye Cash Rewards Checking

You prefer using checks or are age 60 and above

Learn More
about Buckeye Checking

Students
14-17 years old

Learn More
about Buckeye Student Advantage

You have Chex Systems violations or an alternate ID

Learn More
about Buckeye Boost Checking

Minimum to Open $50 $50 $50 $25 $50
Monthly Service Fee $0 $0 $0 $0 $5
Rewards Earn 3.00% APY* on balances up to $15,000.

Earn $0.10 cash back on your debit card transactions. No

Earn $0.10 cash back on your debit card transactions.

No

Debit Card Yes Yes Yes Yes Yes
ATM Fee Reimbursement

Yes

If qualifications are met

No No

No

No

Overdraft Protection Yes Yes Yes No No
Free Online Banking & Mobile App Yes Yes Yes Yes Yes
Additional features/ requirements
  • 12 Debit Card swipes to earn 3.00%
  • e-Statements
  • Direct deposit monthly
  • e-Statements required
  • e-Statements required
  • Must have a parent joint signer