Buckeye Advantage Member (BAM) Checking

BAM checking rewards you with high interest and ATM withdrawal fee refunds* for doing easy banking basics.

3.00% ^APY*

On Balances up to $15,000

0.02% ^APY*

If Qualifications Aren't Met

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Qualification Details

*APY = Annual Percentage Yield accurate as of 8/1/2026. Rates are variable and subject to change after account opening. If account qualifications are met during each Monthly Qualification Cycle: (1) domestic ATM fees incurred during the cycle will be reimbursed and credited on the first business day of the next cycle (fees over $5.00 may require proof); (2) balances up to $15,000 earn 3.00% APY; and (3) balances over $15,000 earn 1.00% APY on the portion over $15,000. If qualifications are not met, all balances earn 0.02% APY. Balances up to $15,000 may earn between 3.00% and 1.39% APY depending on balance when qualifications are met. No minimum balance is required; however, a $50 minimum deposit is required to open the account. Qualifying transactions must post and settle during the Monthly Qualification Cycle. ATM transactions, transfers between accounts, and recurring autopayments do not qualify. Transactions may take one or more business days to post and settle. “Monthly Qualification Cycle” means the period from the first day through the last day of each calendar month. Account qualifications must be met each cycle to earn rewards and to qualify for the promotional bonus. Fees may reduce earnings. Enrollment in electronic services (e.g., online banking, mobile banking, and eStatements) may be required. Limit one account per primary account holder (SSN). A $30 fee applies if the account is closed within 180 days of opening. Contact a member service specialist for complete details.

Buckeye Cash Back Checking

Whether you're filling up the gas tank, shopping for groceries, or cheering on the hometown team, Cash Back Checking rewards the spending you already do every day.

5% Cash Back**

Up to $10 each month when qualifications are met**

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Qualification Details

**Cash Back Disclosure: When Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive  5.00% cash back per debit card transactions on PIN-based or signature-based debit card purchases that post and settle to the account in a statement cycle. The maximum cash back earned in a statement cycle is $10.00. You will also receive reimbursements for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. You must meet the following criteria to earn the cash back rewards. (1) You must be enrolled in online banking. (2) You must have at least 12 debit card transactions. (3) You must have at least one direct deposit ACH a month. E-statements are required. When Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Buckeye Cash Back account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. $50 minimum deposit is required to open the account. Limit 1 account per primary account holder’s social security number. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle.

Buckeye Checking

Buckeye Checking is our basic no interest checking account. If you are looking for a checking account with rewards, check out our other account options.

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Buckeye Student Advantage Checking

Get off to a great start with our youth checking account designed for ages 14 to 17 years old. Learn how to manage your money and get rewarded with every debit card swipe!

$0.10

Earned for every Debit Card swipe

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Qualification Details

** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

Buckeye Boost Checking

Our Boost Checking is a great account if you are just getting started or restarted on your financial journey.

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