Buckeye Advantage Member (BAM) Checking

BAM checking rewards you with high interest and ATM withdrawal fee refunds* for doing easy banking basics. For a limited time only, August 1-29, 2025, celebrate 140 years with this promotional rate!

14.00% ^APY*

On Balances up to $15,000

0.02% ^APY*

If Qualifications Aren't Met

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Qualification Details

During Promotional Period ending November 30, 2025:
*For new BAM checking account holders opened between August 1-29^th 2025. Limit one per social security number. Annual Percentage Yield (APY) is accurate as of 08/1/2025, if qualifications are met during each monthly qualification cycle for the first 90 days after account opening: (1)domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the first business day of the next monthly cycle; Refunds on ATM fees over $5.00 may require proof of fee incurred; (2) balances up to $15,000 receive APY of 14.00% (for 90 days after account opening) and (3) balances over $15,000 earn 1.00% on portion of balance over $15,000. If qualifications are not met, all balances earn 0.02% APY. For example, if qualifications are met on a balance of $115,000 you will earn up to 14% APY on the first $15,000 (within the first 90 days after account opening), then you will earn up to 1% APY on the remaining $100,000. There are no minimum balance requirements for this account. There is a minimum deposit of $50 to open the account. Qualification criteria includes agreement to receive e-statements, direct deposit and completing 12 qualified debit card transactions. Qualifying transactions post to and settle to account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post and settle to the account. ATM processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning the first day of the month through the last day of the month. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Direct Deposits are required every month until November 30, 2025, the promotional period, to receive the promotional APY. Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) is required to meet some of the account’s qualifications. Enrollment in mobile banking and receipt of electronic statements may be a condition(s) of this account. Limit 1 account per primary account holder’s social security number. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

After the Promotional Period ending November 30, 2025:
*Annual Percentage Yield (APY) is accurate as of 08/1/2025, if  qualifications are met during each monthly qualification cycle: (1)domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the first business day of the next monthly cycle; Refunds on ATM fees over $5.00 may require proof of fee incurred; (2) balances up to $15,000 receive APY of 4.00% and (3) balances over $15,000 earn 1.00% on portion of balance over $15,000. If qualifications are not met, all balances earn 0.02% APY. For example, if qualifications are met on a balance of $115,000 you will earn up to 4% APY on the first $15,000, then you will earn up to 1% APY on the remaining $100,000. There are no minimum balance requirements for this account. There is a minimum deposit of $50 to open the account. Qualification criteria includes agreement to receive e-statements, direct deposit and completing 12 qualified debit card transactions. Qualifying transactions post to and settle to account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post and settle to the account. ATM processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning the first day of the month through the last day of the month. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) is required to meet some of the account’s qualifications. Enrollment in mobile banking and receipt of electronic statements may be a condition(s) of this account. Limit 1 account per primary account holder’s social security number. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

Buckeye Cash Rewards Checking

We don’t believe in guilty pleasures. With free Buckeye Cash Rewards checking, you won’t either! Get cash back on every debit card swipe.

$0.10

Earned for every Debit Card Swipe

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Account Details

Qualification Details

** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

Buckeye Checking

Buckeye Checking is our basic no interest checking account. If you are looking for a checking account with rewards, check out our other account options.

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Buckeye Student Advantage Checking

Get off to a great start with our youth checking account designed for ages 14 to 17 years old. Learn how to manage your money and get rewarded with every debit card swipe!

$0.10

Earned for every Debit Card swipe

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Account Details

Qualification Details

** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

Buckeye Boost Checking

Our Boost Checking is a great account if you are just getting started or restarted on your financial journey.

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