No Payments for 90 Days on Auto Loans!
Ready to hit the road without hitting your wallet? With Buckeye's limited-time auto loan special, you can drive today and delay your payments for 90 days*. Whether you're buying new, refinancing, or purchasing your leased vehicle, enjoy rates as low as 5.99% APR*, no application fees, and up to 3% cash back* (up to $1,000) when you open a BAM Checking Account and qualify. Perfect for lease buyouts and budget-conscious drivers, this is our best auto loan offer yet. Apply online in minutes and experience fast approvals, flexible terms, and local service you can trust. Don't wait, this exclusive auto loan deal won't last long!
Loan Details
- No payments for 90 days*
- Rates as low as 5.99% APR*
- 3% Cash back (up to $1,000) when you open a BAM Checking Account and qualify for 3 months*
- No application or refinancing fees*
How to Qualify for Cash Back
- Open a BAM Checking Account
- Set up direct deposit and keep your account active
- Meet qualifications for 3 months
Benefits of a BAM Checking Account
- 4.00% APY** on balances up to $15,000
- Free online banking and bill pay
- No monthly fees
- Unlimited refunds on ATM withdrawal fees, nationwide**
*Annual Percentage Rate (APR). Advertised "as low as" APRs assume excellent credit history. Your actual APR may differ based on your credit history. No payments for 90 days includes no principal or interest payments. Full principal and interest payments will resume on day 120. Rates will vary based on your individual credit. This loan special does not apply to current loans with Buckeye State Bank and is for secured loans only. 5.99% APR is for Direct Auto or Harley Davidson Motorcycle loans and requires a 725 or higher credit score and is for a 60-month term and rates include a 0.25% rate discount for automatic payments from a BSB checking account. Other secured consumer loans may have different rates and terms. Interest will accrue during deferral period and will increase the total amount to repay the loan. 3% cash back up to $1,000 available on vehicle refinances only, new money only, existing Buckeye State Bank loans are not eligible. Business auto loans excluded. Cash back will be deposited into Primary Checking Account after 6 months following the loan funding. Checking account with direct deposit and 3 months of qualifications is required to be eligible for the cash back. Loan must be funded on or before 12.31.25 to receive the payout. Payout amount is dependent on amount financed. For example, If you finance a $20,000 auto, you will receive a $600 payout. Cash back will be treated as a dividend payout and is taxable. Please consult a tax advisor to determine how cash back will affect your tax obligations. A typical example would be for a direct auto or motorcycle loan of $20,000 for 60 months at 5.99% APR, new money, would have a payment of $386.56 when your credit score is 725 or higher, and a $600 payout will be given. Loan documentation fees of $225, title registration fee of $15, and VSI insurance fee of $40 will be waived. Minimum loan amount of $5,000. Higher rates available for used units or credit scores lower than 670. All Loans subject to credit approval. All loans must close by December 31, 2025. Additional terms and conditions may apply. Rates subject to change. Contact us for details.
**Annual Percentage Yield (APY) is accurate as of 08/1/2025, if qualifications are met during each monthly qualification cycle: (1)domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the first business day of the next monthly cycle; Refunds on ATM fees over $5.00 may require proof of fee incurred; (2) balances up to $15,000 receive APY of 4.00% and (3) balances over $15,000 earn 1.00% on portion of balance over $15,000. If qualifications are not met, all balances earn 0.02% APY. For example, if qualifications are met on a balance of $115,000, you will earn up to 4% APY on the first $15,000, then you will earn up to 1% APY on the remaining $100,000. There are no minimum balance requirements for this account. There is a minimum deposit of $50 to open the account. Qualification criteria includes agreement to receive e-statements, direct deposit, and completing 12 qualified debit card transactions. Qualifying transactions post to and settle to account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post and settle to the account. ATM processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning the first day of the month through the last day of the month. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.