Buckeye Advantage Member (BAM) Checking
BAM checking rewards you with high interest and ATM withdrawal fee refunds* for doing easy banking basics.
4.00% APY*
On Balances up to $15,000
0.02% APY*
If Qualifications Aren't Met
Interest
- 4.00% APY* on balances up to $15,000
- 4.00% to 1.39% APY on balances over $15,000 depending on balance in account*
- 0.02% APY* if qualifications aren't met
- No minimum balance to earn rewards
Additional Features
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free Mastercard® debit card
- No monthly maintenance fees
- Unlimited refunds on ATM withdrawal fees, nationwide*
Earn Even More!
- Link to Buckeye Advantage Saver to build savings automatically
Requirements
- $50 minimum deposit to open
Qualifications
Earning 4.00% APY* is easy!
- Complete 12 debit card swipes per month
- Enroll in e-Statements
Qualification Details
* APY=Annual Percentage Yield accurate as of 12/1/24. Rate is subject to change. If qualifications are met during each monthly qualification cycle: (1)domestic ATM fees incurred during the qualification cycle will be reimbursed and credited to the account on the first business day of the next monthly cycle; Refunds on ATM fees over $5.00 may require proof of fee incurred; (2) balances up to $15,000 receive APY of 4.00% and (3) balances over $15,000 earn 1.00% on portion of balance over $15,000. If qualification are not met, all balances earn 0.02% APY. Balances up to $15,000 can have an APY of 4.00% to 1.39% dependent upon account balance if reward qualifications are met. There are no minimum balance requirements required for this account. There is a minimum deposit of $50 to open the account. Qualifying transactions post to and settle to account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post and settle to the account. ATM processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning the first day of the month through the last day of the month. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) is required to meet some of the account’s qualifications. Enrollment in mobile banking and receipt of electronic statements may be a condition(s) of this account. Limit 1 account per primary account holder’s social security number. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.
Buckeye Cash Rewards Checking
We don’t believe in guilty pleasures. With free Buckeye Cash Rewards checking, you won’t either! Get cash back on every debit card swipe.
$0.10
Earned for every Debit Card Swipe
Account Details
Rewards
- $0.10 cash back on every debit card swipe
- Up to $10 per month
- No minimum balance to earn rewards
Additional Features
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free Mastercard® debit card
- Free e-Statements
- No monthly maintenance fees
Requirements
- $50 minimum deposit to open
Qualifications
Earning cash rewards is easy!
- Simply enroll in e-Statements (required to maintain account)
Qualification Details
** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.
Buckeye Checking
Buckeye Checking is our basic no interest checking account. If you are looking for a checking account with rewards, check out our other account options.
Account Details
Features
- No Monthly Service Charge
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free Mastercard® debit card
Requirements
- $50 minimum deposit to open
Statement Options
- Free e-statements ($4 paper statement fee, waived with a minimum daily balance of $10k or if age 60 and above)*
*Fees apply for paper statements.
Buckeye Student Advantage Checking
Get off to a great start with our youth checking account designed for ages 14 to 17 years old. Learn how to manage your money and get rewarded with every debit card swipe!
$0.10
Earned for every Debit Card swipe
Account Details
Rewards
- $0.10 cash back on every debit card swipe
- No limit on earnings
- No minimum balance
Additional Features
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free Mastercard® debit card
- No monthly maintenance fees
Requirements
- $25 minimum deposit to open
- Must have a parent joint signer
- Enroll in e-Statements
Qualification Details
** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.
Buckeye Boost Checking
Our Boost Checking is a great account if you are just getting started or restarted on your financial journey.
Account Details
Features
Requirements
- $50 minimum deposit to open
Statement Options
- Free e-statements ($4 paper statement fee)
Service Charge
- Monthly Service Charge - $5 per month
Buckeye Advantage Member |
Buckeye Cash Rewards |
Buckeye Checking |
Buckeye Student Advantage |
Buckeye Boost |
|
---|---|---|---|---|---|
Best for: |
You use a Debit card, carry a higher balance and like to earn interest |
You use a Debit card and like to maintain a lower balance |
You prefer using checks or are age 60 and above |
Students |
You have Chex Systems violations or an alternate ID |
Minimum to Open | $50 | $50 | $50 | $25 | $50 |
Monthly Service Fee | $0 | $0 | $0 | $0 | $5 |
Rewards | Earn 4.00% APY* on balances up to $15,000. |
Earn $0.10 cash back on your debit card transactions. | No |
Earn $0.10 cash back on your debit card transactions. |
No |
Debit Card | Yes | Yes | Yes | Yes | Yes |
ATM Fee Reimbursement |
Yes If qualifications are met |
No | No |
No |
No |
Overdraft Protection | Yes | Yes | Yes | No | No |
Free Online Banking & Mobile App | Yes | Yes | Yes | Yes | Yes |
Additional features/ requirements |
|
|
|