Checking Accounts

We offer a variety of personal checking accounts. Take a look at the features and choose the one that best fits your needs.

Compare our accounts

Buckeye Advantage Member (BAM) Checking

BAM checking rewards you with high interest and ATM withdrawal fee refunds* for doing easy banking basics.

5.00%APY*

On Balances up to $15,000

0.02%APY*

If Qualifications Aren't Met

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Account Details

Interest

  • 5.00% APY* on balances up to $15,000
  • 5.00% to 1.52% APY on balances over $15,000 depending on balance in account*
  • 0.02% APY* if qualifications aren't met
  • No minimum balance to earn rewards

Additional Features

Earn Even More!

Requirements

  • $50 minimum deposit to open

Qualifications

Earning 5.00% APY* is easy!

  • Complete 12 debit card swipes per month
  • Enroll in e-Statements


Qualification Details

* APY=Annual Percentage Yield accurate as of 1/8/24. Rate is subject to change. If qualifications are met during each monthly qualification cycle: (1)domestic ATM fees incurred during the
qualification cycle will be reimbursed and credited to the account on the first business day of the next monthly cycle; Refunds on ATM fees over $5.00 may require proof of fee incurred; (2) balances up to $15,000 receive APY of 5.00% and (3) balances over $15,000 earn 1.00% on portion of balance over $15,000. If qualification are not met, all balances earn 0.02% APY. Balances up to $15,000 can have an APY of 5.00% to 1.52% dependent upon account balance if reward qualifications are met. There are no minimum balance requirements required for this account. There is a minimum deposit of $50 to open the account. Qualifying transactions post to and settle to account during monthly qualification cycle. Transactions may take one or more business days from the date transaction was made to post and settle to the account. ATM processed transactions do not count toward qualifying debit card transactions. Transfers between accounts do not count as qualifying transactions. "Monthly Qualification Cycle" means a period beginning the first day of the month through the last day of the month. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) is required to meet some of the account’s qualifications. Enrollment in mobile banking and receipt of electronic statements may be a condition(s) of this account. Limit 1 account per primary account holder’s social security number. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions.

Buckeye Cash Rewards Checking

We don’t believe in guilty pleasures. With free Buckeye Cash Rewards checking, you won’t either! Get cash back on every debit card swipe.

$0.10

Earned for every Debit Card swipe

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Account Details

Rewards

  • $0.10 cash back on every debit card swipe
  • Up to $10 per month
  • No minimum balance to earn rewards

Additional Features

Requirements

  • $50 minimum deposit to open

Qualifications

Earning cash rewards is easy!

  • Simply enroll in e-Statements (required to maintain account)

 

Qualification Details

** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement
cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for
additional information, details, restrictions, processing limitations and enrollment instructions. 

Buckeye Checking

Buckeye Checking is our basic no interest checking account. If you are looking for a checking account with rewards, check out our other account options.

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Account Details

Features

Requirements

  • $50 minimum deposit to open

Statement Options

  • Free e-statements ($4 paper statement fee, waived with a minimum daily balance of $10k or if age 60 and above)

*Fees apply for paper statements.

Buckeye Student Advantage Checking

Get off to a great start with our youth checking account designed for ages 14 to 17 years old. Learn how to manage your money and get rewarded with every debit card swipe!

$0.10

Earned for every Debit Card swipe

 Open Now

Account Details

Rewards

  • $0.10 cash back on every debit card swipe
  • No limit on earnings
  • No minimum balance

Additional Features

Requirements

  • $25 minimum deposit to open
  • Must have a parent joint signer
  • Enroll in e-Statements 

 

Qualification Details

** You will receive $0.10 cash back on up to a total of 100 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Cash back payments will be credited to your Buckeye Cash Rewards or Buckeye Student Advantage account on the last day of current statement
cycle. Rates and rewards are variable and may change after account is opened. Enrollment in electronic statements is required. Limit 1 account per household. A $30 early closing fee applies if account is closed prior to 180 days of account opening. If account is closed before rewards are credited, you will not receive the rewards for that statement cycle. Contact one of our member service specialists for
additional information, details, restrictions, processing limitations and enrollment instructions. 

 

Buckeye Boost Checking

Our Boost Checking is a great account if you are just getting started or restarted on your financial journey.

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Account Details

Features

Requirements

  • $50 minimum deposit to open

Statement Options

Service Charge

  • Monthly Service Charge - $5 per month

*Fees apply for paper statements.

 

Quicklinks Include

Compare Our Checking Accounts

 

Buckeye Advantage Member

Buckeye Cash Rewards

Buckeye Checking

Buckeye Student Advantage

Buckeye Boost

Best for:

You use a Debit card, carry a higher balance and like to earn interest

Learn Moreabout Buckeye Advantage Checking

You use a Debit card and like to maintain a lower balance

Learn Moreabout Buckeye Cash Rewards Checking

You prefer using checks or are age 60 and above

Learn Moreabout Buckeye Checking

Students
14-17 years old

Learn More

You have Chex Systems violations or an alternate ID

Learn Moreabout Buckeye Boost Checking

Minimum to Open $50 $50 $50 $25 $50
Monthly Service Fee $0 $0 $0 $0 $5
Rewards Earn 5.00% APY* on balances up to $15,000.

Earn $0.10 cash back on your debit card transactions. No

Earn $0.10 cash back on your debit card transactions.

 

No

Debit Card Yes Yes Yes Yes Yes
ATM Fee Reimbursement

Yes

If qualifications are met

No No

No

No

Overdraft Protection Yes Yes Yes No No
Free Online Banking & Mobile App Yes Yes Yes Yes Yes
Additional features/ requirements
  • 12 Debit Card swipes to earn 5.00%
  • e-Statements
  • e-Statements required
 
  • e-Statements required
  • Must have a parent joint signer