Certificates of Deposit (CDs)

Prefer not to gamble with your money? A CD provides a guaranteed way to earn higher rates, free of market fluctuations. Choose your term to start earning.

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Account Details


$500 minimum deposit to open

Service Charge

  • No setup or maintenance fees
  • Early withdrawals subject to penalty*


  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Interest payment methods include:
    • Rolling back into CD
    • Deposit to account
    • Mailed check (depending on length of term)

Other Features

  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 6 months to 5 years)
  • Renews automatically upon maturity after 10-day grace period
  • FDIC insured

*Early withdrawals may result in the following penalties: 3 months of interest for a 3 month term, 6 months of interest for terms 6 month to 24 month, 12 months of interest for terms 36 month to 48 month, 24 months of interest for a 60 month term and 36 months of interest for a 120 month term. Fees may reduce earnings.

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