Free Kasasa Saver® links to your Kasasa® checking account for automatic rewards transfers. Keep track of your growing funds with online and mobile services.
4.00% APY*
On Balances Up to $35,000
0.02% APY*
If Qualifications Aren't Met
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On Balances Up to $35,000
If Qualifications Aren't Met
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
You’ve got this. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.
The following are the deadlines for completing your qualifications to earn rewards for your Kasasa® accounts.
2023 | Monthly Qualification Cycle (Begin) | Monthly Qualification Cycle (End) | Statement Cycle Date (Begin) |
Statement Cycle Date (End) |
January | 12/30/2022 | 01/30/2023 | 01/01/2023 | 01/31/2023 |
February | 01/31/2023 | 02/27/2023 | 02/01/2023 | 02/28/2023 |
March | 02/28/2023 | 03/30/2023 | 03/01/2023 | 03/31/2023 |
April | 03/31/2023 | 04/27/2023 | 04/01/2023 | 04/30/2023 |
May | 04/28/2023 | 05/30/2023 | 05/01/2023 | 05/31/2023 |
June | 05/31/2023 | 06/29/2023 | 06/01/2023 | 06/30/2023 |
July | 06/30/2023 | 07/28/2023 | 07/01/2023 | 07/31/2023 |
August | 07/29/2023 | 08/30/2023 | 08/01/2023 | 08/31/2023 |
September | 08/31/2023 | 09/28/2023 | 09/01/2023 | 09/30/2023 |
October | 09/29/2023 | 10/30/2023 | 10/01/2023 | 10/31/2023 |
November | 10/31/2023 | 11/29/2023 | 11/01/2023 | 11/30/2023 |
December | 11/30/2023 | 12/28/2023 | 12/01/2023 | 12/31/2023 |
Kasasa Saver with Kasasa Cash: * Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $35,000 receive APY of 4.00%; and balances over $35,000 earn 1.00% interest rate on the portion of balance over $35,000 resulting in a range from 4.00% to 1.78% APY depending on the account’s balance. Kasasa Cash: Balances up to $15,000 receive a non-compounding APY* of 5.00% and balances over $15,000 earn 1.00% interest rate on the portion of balance over $15,000 resulting in a non-compounding range from 5.00% to 1.78% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.50% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.02%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 8/1/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in mobile banking, receipt of electronic statements may be a condition of these accounts. Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per primary account holder’s social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
Kasasa Saver with Kasasa Cash Back: *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $35,000 receive APY of 4.00% and balances over $35,000 earn 1.00% interest rate on the portion of balance over $35,000 resulting in a range from 4.00% to 1.78% APY depending on the account’s balance. Kasasa Cash Back: 3.00% cash back on up to a total of $200 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.50% APY. Kasasa Cash Back: No cash back payments are made and ATM fees are not refunded. APY = Annual Percentage Yield. APYs accurate as of 03/1/2023. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in mobile banking and receipt of electronic statements may be a condition of these accounts. Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per primary account holder’s social security number. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.