Free Kasasa Saver® links to your Kasasa® checking account for automatic rewards transfers. Keep track of your growing funds with online and mobile services.

Details
  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash® or Kasasa Cash Back® checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
  • 2.35% APY* on balances up to $35,000
  • 2.35% to 0.98% APY on balances over $35,000 depending on balance in account*
  • 0.02% APY* if qualifications are not met in Kasasa Cash or Kasasa Cash Back
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Free online banking
  • Free mobile banking
  • Free e-statements
  • $50 minimum deposit to open

Extra Cash Without Extra Effort

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle: 

  • At least 12 debit card purchases
  • Be enrolled in and log into online banking

You’ve got this. Even if you don't meet your qualifications during the cycle, your Kasasa® accounts are still free. Plus, you'll still earn our base interest rate on Kasasa Saver. And you can get right back to earning your full rewards the very next month.

Qualification Dates

The following are the deadlines for completing your qualifications to earn rewards for your Kasasa® accounts.

2020 Monthly Qualification Cycle
(Begin)
Monthly Qualification Cycle
(End)
Statement Cycle
(Begin)
Statement Cycle
(End)
January 12/31/2019 01/30/2020 01/01/2020 01/31/2020
February  01/31/2020 02/27/2020 02/01/2020  02/29/2020
March 02/28/2020  03/30/2020 03/01/2020  03/31/2020
 April 03/31/2020 04/29/2020 04/01/2020  04/30/2020
 May 04/30/2020  05/28/2020  05/01/2020  05/31/2020
 June 05/29/2020 06/29/2020 06/01/2020  06/30/2020
 July 06/30/2020 07/30/2020 07/01/2020  07/31/2020
August  07/31/2020 08/28/2020 08/01/2020  08/31/2020
September  08/29/2020 09/29/2020 09/01/2020  09/30/2020
October  09/30/2020 10/29/2020 10/01/2020  10/31/2020
November  10/30/2020 11/27/2020 11/01/2020  11/30/2020
 December 11/28/2020 12/30/2020 12/01/2020  12/31/2020

Kasasa Saver with Kasasa Cash: *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $35,000 receive APY of 2.35%; and balances over $35,000 earn 0.50% interest rate on the portion of balance over $35,000 resulting in a range from 2.35% to 0.98% APY depending on the account’s balance. Kasasa Cash: Balances up to $15,000 receive a non-compounding APY* of 3.00% and balances over $15,000 earn 0.25% interest rate on the portion of balance over $15,000 resulting in a non-compounding range from 3.00% to 0.61% APY* depending on the account’s balance. When Kasasa Cash qualifications are not met, Kasasa Saver: All balances earn 0.02% APY. Kasasa Cash: All balances earn a non-compounding APY* of 0.02%. *When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 05/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in mobile banking, receipt of electronic statements may be a condition of these accounts. Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per primary account holder’s social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Saver with Kasasa Cash Back: *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $35,000 receive APY of 2.35% and balances over $35,000 earn 0.50% interest rate on the portion of balance over $35,000 resulting in a range from 2.35% to 0.98% APY depending on the account’s balance. Kasasa Cash Back: 3.00% cash back on up to a total of $200 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.02% APY. Kasasa Cash Back: No cash back payments are made and ATM fees are not refunded. APY = Annual Percentage Yield. APYs accurate as of 05/01/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in mobile banking and receipt of electronic statements may be a condition of these accounts. Enrollment in electronic services (e.g. online or mobile banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per primary account holder’s social security number. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. A $30 early closing fee applies if account is closed prior to 180 days of account opening. Contact one of our member service specialists for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.