Certificates of Deposit (CDs)

Prefer not to gamble with your money? A CD provides a guaranteed way to earn higher rates, free of market fluctuations. Choose your term to start earning.

Details

Fixed rates, higher than regular savings
Receive higher rates by selecting a longer term
Provides more guarantee than other risky investments
A wide range of terms available (from 6 months to 5 years)
No setup or maintenance fees
Early withdrawals subject to penalty*
Renews automatically upon maturity after 10-day grace period
Interest payment methods include:
- Rolling back into CD
- Deposit to account
- Mailed check (depending on length of term)
FDIC insured
$500 minimum deposit to open

*Early withdrawals may result in the following penalties: 3 months of interest for a 3 month term, 6 months of interest for terms 6 month to 24 month, 12 months of interest for terms 36 month to 48 month, 24 months of interest for a 60 month term and 36 months of interest for a 120 month term. Fees may reduce earnings.